For bikes $2,000 and up

Insurance covers the crash.
We cover the repair.

Mechanical protection for the bike you already own. Any shop, zero deductible, 48-hour approvals.

Carbon road bike in a workshop stand

$0

deductible, ever

What we protect

Mechanical and electrical reliability — the part your insurance doesn't touch.

Drivetrain

Chains, cassettes, derailleurs and cranksets that fail during normal use.

E-Bike systems

Motors, batteries and controllers — right where factory warranties stop.

Your shop, your call

Any local bike shop in the US. Parts, labor and tax covered.

48-hour approvals

No deductibles, no maze of paperwork. Back on the road fast.

Instant estimate

What would it cost?

Bike value$5,000

Bike type

Plan term

Estimated from

$19/mo

Typical range $201–$245 per year. Final price confirmed after bike details.

  • ✓ $0 deductible
  • ✓ Any US bike shop
  • ✓ 48-hour claim approvals
Finalize my plan →

Claims in four steps

  1. 01

    Get an estimate

    Take your bike to your favorite shop and ask for a printed repair estimate.

  2. 02

    Upload it

    Submit the estimate in the claims portal. We validate within 48 hours.

  3. 03

    Bike in the stand

    Once approved, your shop performs the repair.

  4. 04

    Get reimbursed

    Upload the final receipt and your reimbursement goes out immediately.

Questions