For bikes $2,000 and up
Mechanical protection for the bike you already own. Any shop, zero deductible, 48-hour approvals.

$0
deductible, ever
Mechanical and electrical reliability — the part your insurance doesn't touch.
Chains, cassettes, derailleurs and cranksets that fail during normal use.
Motors, batteries and controllers — right where factory warranties stop.
Any local bike shop in the US. Parts, labor and tax covered.
No deductibles, no maze of paperwork. Back on the road fast.
Instant estimate
Bike type
Estimated from
$19/mo
Typical range $201–$245 per year. Final price confirmed after bike details.
Take your bike to your favorite shop and ask for a printed repair estimate.
Submit the estimate in the claims portal. We validate within 48 hours.
Once approved, your shop performs the repair.
Upload the final receipt and your reimbursement goes out immediately.